Why do I need to present a certificate of insurance when renting from the Town of Harwich?

Working in a venue space can carry unique, associated risks and exposures. To limit these risks, the Town of Harwich requires renters to carry general liability insurance with the Town of Harwich listed as an “additional insured” in the amount of $1,000,000.00. General Liability Insurance covers damage to locations and injury to bystanders. This coverage is available on an annual or short-term basis to fit your needs.

• Long-term studio renters at the 204 shall display a current certificate of insurance in clear view upon entry into the studio space.
• All vendor-renters at the Seaside Marketplace at Saquatucket Marina are required to submit their Certificate of Insurance naming the Town of Harwich as an additional insured in the amount of $1,000,000.00 to kmewhinney@town.harwich.ma.us 14 business days before occupation.
• The 204 event renters shall submit their Certificate of Insurance naming the Town of Harwich as an additional insured in the amount of $1,000,000.00 to kmewhinney@town.harwich.ma.us 14 business days before their scheduled event or submit with their rental application and payment.
• The address for the Town of Harwich, to be listed on your certificate, is 732 Main St., Harwich, MA 02645.